Grow Your Business Faster
Manage payments, suppliers, cash flow, and credit simple, fast, and accessible.

Why Choose Gwiza
Accessible on Any Phone
Access via app or dail (MTN *165# or Airtel *185#), no internet needed.
Loan Opportunities
Get business loans based on your transaction history.
Fast, Secure Payments
Send and receive money instantly, safely, and effortlessly.
Simple Cash Flow Tracking
Monitor sales, expenses, and payouts in one place.
Get started now
Download the App
Download our mobile app and start your financial journey.
Register as a Merchant
Provide basic info and KYC details for secure verification.
Start Transacting
Receive payments, pay suppliers, and manage your wallet instantly.

We Are Built for Every Business
Gwiza helps both established businesses and SMEs with easy, inclusive, mobile-friendly financial tools. Examples include:
Retail Shop Owners
Accept payments and get restock loans quickly.
Service Entrepreneurs
Receive payments instantly and manage income securely.
Market Vendors
Use Gwiza via USSD, no smartphone needed.
Savings and Credit Groups
Easily track contributions, loans, and group records transparently.
Agribusiness Cooperatives
Collect payments and access financing for stock or inputs.
Ready to Grow Your Business?
Fast, secure, and inclusive tools to manage and scale.
Request A Demo
Fill out the form, and we’ll help you set up Gwiza for your business or group.

Frequently Asked Questions
Do I need a smartphone to use Gwiza?
No. You can use Gwiza on a smartphone or dial *737# on MTN or Airtel with any feature phone to access services.
Can I get a business loan through Gwiza?
Yes. Businesses and groups with active savings can get fast, flexible loans.
How do I top-up my Gwiza Wallet ?
You can top up via mobile money (MTN *165# or Airtel *185#) directly in the app or using USSD.
Still have questions?
Our Partners


