Your all-in-one platform
for saving, borrowing, and payments.
64K+ People
Trust Gwiza
2K+ Active
Saving Groups
$125k+ Total Savings
$100k+ Total Loans Disbursed
Make the most of your money
Save faster, pay seamlessly, and borrow when needed. For individuals or groups, Gwiza makes saving, borrowing, and everyday payments simpler, quicker, and always within reach
01
Save solo or with a group
Set goals, track contributions in real time, and grow your money effortlessly with Gwiza.
02
Borrow when you need
Secure microloans tied to your savings history. No endless forms, just fast access for you or your group.
03
Send and receive money anytime
Peer-to-peer transfers are fast, secure, and seamless whether to friends, family, or your group.
04
Access anywhere
Whether on smartphone or feature phone, manage savings, payments, and loans with ease.
01
Save Smarter
Whether it’s just you or a community of like-minded people, Gwiza makes saving simple. Manage your personal goals or join group savings, track contributions live, and grow your money without the hassle.
02
Borrow any time
Unlock fast, secure and tailor-made group or personal microloans. Approval is based on your own savings history, not paperwork.
03
Send & Receive Money — Anytime, Anywhere.
Send money to your friends, family, or fellow group members. With Gwiza, peer-to-peer transfers are fast, traceable, and secure.
04
Access Anywhere — App or USSD
No smartphone? No problem. Gwiza is accessible on both smartphones and feature phones. You can use our mobile app or dial *266# for full access.
Built for communities, we offer simple, secure and inclusive ways to save, borrow, and manage your finances anytime, anywhere.
For a long time, traditional financial services have left out many, due to long distances, paperwork and more. Gwiza is changing that by bringing easy and more user-friendly ways to save, borrow, and manage money on your phone, anytime and anywhere.
“Gwiza taught me to manage money, save confidently, and access supportive loans.”
“Saving has helped me fund my business, buy medicine, and even build a new kitchen.”
“Saving with Gwiza gave my family our own home, peace of mind, and helps me manage money responsibly.”
“Gwiza App is secure, easy to use, provides real-time support, and helps me save and access loans quickly.”
Get Started NOW
Download the Gwiza App
Complete Your Profile & KYC
Start Saving and Transacting
For Business Owners
Gwiza helps your business thrive with:
- Quick access to funds and financial tools.
- Clear, trackable transactions.
- Easy cash flow management with a secure digital wallet.
Frequently Asked Questions
Do I need a smartphone to use Gwiza?
No. You can use Gwiza on a smartphone or dial *737# on MTN or Airtel with any feature phone to access services.
Can I get a loan through Gwiza?
Yes. Individuals with savings history can apply, and groups can lend to members using their collected funds.
How do I top-up my Gwiza Wallet ?
you can top up via mobile money (MTN *165# or Airtel *185#) directly in the app or using USSD.
Still have questions?
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